The Mortgage lender is the most important part of the transaction.

Without a mortgage loan, most buyers do not have enough money to buy a property (particularly in Los Angeles). The mortgage lender is crucial to the buying process and he/she can literally make or break your transaction. I began in the Real Estate Industry as a mortgage loan officer. Between 2003-2007 I closed over 200 loans so I have ample experience on the financing side of the transaction and I know good lenders when I see them. Justin Bayle is a mortgage banker who has been through the ups and downs of the mortgage business since 2000 and has the experience to push any loan through and close the deal.

The first step to buying a property is getting a mortgage preappoval which requires running credit and verifying income and assets. To estimate how much mortgage a buyer can qualify for go here. A prospective buyer should have a mortgage preapproval letter in hand before contacting a Realtor to look at properties. The most successful buyers are ready and able to buy their ideal property right when it hits the market.